WSO Transforming Your Offline Consulting Business 3.9.11

What would you do if you had the training that would put your business on steroids?

Read this in its entirety to find out how you can get some substantial bonuses with your purchase from both Brian and Mario and myself.

I’m writing to tell you about a new WSO being offered by Brian Anderson and Mario Brown, their “Offline Marketing Crash Course” because so many of you have asked me for a source for Custom iframe Facebook Pages.

This isn’t just a source. This is your business on steroids with a ten week training course, with specific detail to Custom FaceBook Pages and other social media.

Get it here: Offline Marketing Crash Course

Here is the content list for their latest WSO:

  • Introductory Video
  • Surveying the Local Marketing Landscape Video
  • Google Places Basics – 101 Video
    • 41 minute video from Google
    • Narration provided to complement the Google Video
  • Full copy of 2011 Experts Guide – Google Places Cheat Sheet ver. 9 – One of the Leading Google Places WSO’s
  • Comprehensive Webinar Training Series
  • Webinar 1: Starting Your Business Right
  • Webinar 2 and 3: Selling to the Local Business
  • How to Identify and Sell to Prospects
  • Detailed Pricing Strategies
  • Webinar 4, 5, 6, 7 Google Places
  • Beginners Guide
  • Advanced Theories
  • Fundamentals of Organic SEO
  • Exploring Effective Linking
  • Webinar 8: Social Media for the Local Business
  • Webinar 9: Outsourcing
  • Webinar 10: Integrating Everything into a Viable Business

Fabulous Bonuses (ALL)

  • Service Agreement & Customer Contract
  • Proposal Template PPT Presentation Template
  • WordPress Theme for Your Business

Special Incentive for Existing Clients of Brian and Mario:

I have it on good authority that several of these gifts are customized to your specifications . . . (and my WSO iframe how to for Custom Facebook Pages was source material for the techs he trained for this promotion. Perhaps you get my drift . . . .)

Get it while it is hot, I don’t know how high the price will go, but this is a must have!  And, you’ll receive “Twitter Tools and Tactics” ahead of the crowd as my thank you.

Get it Now:  Offline Marketing Crash Course

White Man Speaks with Forked Tongue: USDA admits no wrong; settles Native American lawsuit

A $760 million Settlement with the United States Department of Agriculture (“USDA”) has been reached in the Keepseagle v. Vilsack class action lawsuit. The lawsuit claims the USDA discriminated against Native Americans by denying them equal access to credit in the USDA Farm Loan Program.

According to what I’ve read, Native Americans, along with African Americans and Hispanic Americans were discriminated against for a period of eighteen years by the USDA, a federal agency that makes farm loans and residential mortgages in areas that have a limited population. There are several lawsuits that are being settled:

  • Keepseagle v. Vilsack
  • Pigford v. Vilsack (“Pigford I” or the “Black Farmers Case”)
  • In re Black Farmers Discrimination Litigation (“Pigford II”)
  • Love v. Vilsack (”Women Farmers Case”)
  • Garcia v. Vilsack (“Hispanic Farmers Case”)

The detailed settlement notice states:

The lawsuit claims that the USDA denied thousands of Native American farmers and ranchers the same opportunities to get farm loans or loan servicing that were given to white farmers and ranchers.

The Settlement does not mean the USDA violated any laws.  The USDA denies it did anything wrong.

I find this upsetting on so many levels I hardly know where to begin.  The upside, I suppose, is that they have agreed to settle the lawsuit (without admitting to any wrongdoing) and the people who come forward will be in some way assisted for their losses.  They may have relief now, after who knows what hardships they endured, but I’ve found that money doesn’t often cure the harm that people do to one another.

I’m appalled that the USDA has denied they did anything wrong.  And they’re willing to pay seven hundred sixty MILLION dollars to prove it.

Perhaps I should explain my anger.

I’m descended from the Cherokee on both sides of my family.  My father’s grandmother was a full-blood Cherokee in eastern Tennessee.  My mother’s lineage is watered down further up the line than my father, and I think the last full blood in her heritage is her great, great grandmother, Esther.  My father’s grandmother, however, gives me enough Cherokee blood to be recognized by the Bureau of Indian Affairs.  If I could prove that my ancestors lived and died. Since they didn’t walk the Trail of Tears, but instead were the ‘renegades’ who went to North Carolina and refused to walk, they also didn’t keep birth and death records required by white men.  Guess they’d leaned their lesson on the combination of legal documents and white people, huh?

I grew up in Cobb County, which is the southernmost part of the the Cherokee Nation as it was mapped before the removal.  If you aren’t familiar with Cobb County, let me assure you now that they are steeped in the notion of their history (I lived in Historic Downtown Marietta for 20 years).  But the history they celebrate is that of the civil war; the battle of Kennesaw Mountain; Sherman’s march through Georgia.  The Gone with the Wind Museum is there.  Their history is only as old as the ‘war of  Northern Aggression.’  Nothing else has their attention.

The history (my history) relative to the Cherokee Nation: the treaties that were signed and then thrown out for more treaties, the theft of the land, the forced evacuation West (an open and obvious attempt at genocide) were glossed over so smoothly that in all my education it appeared that the Cherokee were talked into leaving;  there was no loss, no heartbreak, there were no real tears on the Trail of Tears.

In my history books the Dahlonega gold rush wasn’t preceded by forcibly moving the Indians off the land so the white man could steal the gold the Cherokee would not mine.

The land lot numbers we use in legal documents in north Georgia are the numbers given to Indian land when it was stolen and a lottery held to give it to white men.

Not only am I horrified at the treatment these people received at the hands of white intruders – I am angry that I grew up on Cherokee land and the Cherokee were  never even recognized as having a place in the history of my town, my state.

I learned these things driving my mother all over hell and creation (actually north Georgia and East Tennessee) as she did research on a book she is writing about her great, great grandmother: “For the Love of Esther.” The more places I took her, the more angry I became.

And today I learned that for whatever reason, Native Americans are still being treated as inferior.

Further information can be had at the following websites:

  • Keepseagle v. Vilsack Settlement
  • Full Notice of the proposed Settlement

May the Warm Winds of Heaven 
Blow softly upon your house.
May the Great Spirit
Bless all who enter there.
May your Moccasins
Make happy tracks
in many snows,
and may the Rainbow
Always touch your shoulder.

Cherokee Prayer Blessing

William D. Cohan, my new hero: Make Wall Street Risk it All

I first read William Cohan when I bought The Last Tycoons: The Secret History of Lazard Frères & Co, and followed it with House of Cards: A Tale of Hubris and Wretched Excess on Wall Street.  (Don’t you love those titles?)

His work is indepth, interesting as hell, and very well written.

He also writes in the Opinionator section of  The New York Times Opinion Pages and yesterday, he blistered Wall Street and recommended the most thoughtful action possible to change the behavior of those who work there.  He suggests we curtail high risk behavior on Wall Street by assigning personal responsibility. Make them responsible.  Really responsible.

Prior to the 1970’s Wall Street Firms were partnerships.

every partner signed an agreement requiring him (and rarely her) to put his net worth on the line every day.

His cure is simple . . . do it again.

To my mind, its central feature should be that each of the top 100 executives at Wall Street’s remaining “systemically important” firms be personally liable for the risks they take. Not just their unexercised stock options or restricted stock, but every asset they have in their possession: from their cars to their fancy homes to their bulging bank accounts.

And just so you know, William D. Cohan, a former investigative reporter in Raleigh, N.C., writes on alternate Fridays about Wall Street and Main Street. He worked on Wall Street as a senior mergers and acquisitions banker for 15 years. He also worked for two years at GE Capital.

Read the full article here: Make Wall Street Risk it All

And I do recommend that you read every word.  Very well written, highly informative, he’ll make you understand why NONE of the new controls are going to make a positive difference in your life, and won’t really make a whit of difference in the way of doing business on the street.

News from all over: Foreclosure Hell

Obama vetos “Foreclosure Bill”

The Wall Street Journal, New York Times and the Washington Post all have articles on President Obama’s plans to veto a bill that should make it harder for homeowners to stop foreclosures.  H.R. 3808, is actually the Interstate Recognition of Notarizations Act of 2010.

The WSJ went so far as to comment that this is the

most direct intervention so far into a growing debacle tied to how banks foreclose on homes.”  Regulators “have struggled to formulate a coordinated response to recent mortgage allegations, in part because they worry intervention might destabilize the fragile housing market. (Italics mine)

So we’re going to let all these people lose their homes with bad paperwork from the banks, and that will stabilize the market?  What are we working toward here, a larger homeless population?

The Post reported the bill would have made courts accept notarizations from across state lines

but as the lack of a proper paper trail in mortgage documents came to light, the idea of relying on electronic notaries triggered protests from real estate lawyers and consumer advocates.

Hammering the market

Front page of the New York Times: the fallout from the slipshod foreclosure documents across the country is

hammering the market, especially in states where distressed properties are abundant.

And The Washington Post wrote about MERS (Mortgage Electronic Registration Systems) documents being cited in thousands of court filings about questionable foreclosures and also predicts a worsening market.

If courts increasingly begin to nullify the MERS model – different judges have issued differing rulings — this could call into question the legitimacy of millions of mortgages, wreak havoc on the real estate market, spur costly litigation against Wall Street banks and ultimately harm the broader financial system. (Italics mine)

God knows we wouldn’t want to ask Wall Street to answer for anything, would we?

Full Article at the Wall Street Journal; New York Times, Washington Post

You stuff your pockets while Rome is burning || I am America

I am America lyrics, performed by Krista Branch

Pay no attention to the people in the street
Crying out for accountability
Make a joke of what we believe
Say we don’t matter ’cause you disagree
Pretend you’re kings, sit on your throne
Look down your nose at the peasants below
I’ve got some news, we’re taking names
We’re waiting now for the judgment day

I am America, one voice, united we stand
I am America, one hope to heal our land
There is still work that must be done
I will not rest until we’ve won, I am America

You preach your tolerance, but lecture me
Is there no end to your own hypocrisy
Your god is power, you have no shame
Your only interest is political gain
You hide your eyes and refuse to listen
You play your games and abuse the system
You stuff your pockets while Rome is burning
I’ve got a feeling that the tide is turning

I am America, one voice, united we stand
I am America, one hope to heal our land
I will not give up on this fight
I will not fade into the light, I am America

You stuff your pockets while Rome is burning
I’ve got a feeling that the tide is turning

I am America, one voice, united we stand
I am America, one hope to heal our land
I am America, one voice, united we stand
I am America, one hope to heal our land

I will not give up on this fight
I will not fade into the night, I am America

Wake Up!

I feel like we’re in the midst of the movie Vanilla Sky, where everyone is telling Tom Cruise

. . . Wake Up

Bush gave billions to the banking industry in order to salvage the economy, placing the country in a deficit of $1.2 trillion.  Trillion.  That’s dollars, buckos, Trillion.

The $247 billion Troubled Asset Relief Program (TARP) was established to stimulate the economy by making money available in the way  of credit to businesses and individuals.  There weren’t any rules with the money, no contracts, only expectations.  It was 2008, we had no clue what was coming and Bush came up with a knee-jerk reaction to throw money at the problem, expecting that the banks would follow through and offer credit to the people and the econmy would stumble back to its more pleasant recent past.

Fast forward to 2010, and Damn!  Lending fell.  According to a USA Today/American University study, Outstanding loans to business and plain old people fell 9.1% for banks with TARP funds.  (6.2% at banks who didn’t receive those funds)

Paychecks got larger at the TARP-assisted banks!  With all the hoorah about bonuses at banks and on Wall Street, those guys got more money – the average pay for TARP assisted banks went up 9.1%; non TARP-assists?  1.8% increase in salaries.

And they opened more branches!  I don’t know why, they weren’t there to make loans to the neighborhood.

. . . Wake Up!

Henry Paulson, Treasury Secretary AND the former chairman of Goldman Sachs was making decisions on who got the bucks.  And how many billions went to Goldman?

Here we are in 2010, and now we want to question what they did with the money?  And investigate Goldman and others?  Where were these brainiacs in 2008 when they were handing out money like the banker at a big-ass Monopoly game?

The people who are trying to fix the problem either don’t get it yet, or don’t care and are still taking care of their cronies at the expense of the American public.  If we, the American public sit back, forgive me, fat, dumb and happy, and this continues, we’re going to become less fat, and considerably less happy in the coming years.

Again, it is my opinion that if  you do bad business, your business fails.  It doesn’t get a gazillion bucks to stay in business with no obligation to the customers it has harmed.

I’m telling you, it is worse than sleep-walking.

coffee and change . . .

If the coffee you drink could change the world, would you change the coffee you drink?

I’ve just met some people that I’m really happy to know, the folks at LaEsperanza Farms, a coffee grower in Venezuela.Our first trip to Venezuela

They have several things going for them . . . one of which is they have fresher coffee than you’ve ever tasted, unless you visit coffee plantations!

Whether you call it coffee, cafe, Kaffe, or a cup of joe; whether you prefer brewed, french press, cappucino, expresso, turkish, or any of the many ways it is prepared; whether you get your coffee from Starbucks™, Dunkin Donuts™, your local roaster, or the Internet, Harvest fresh coffee will give you a whole new appreciation for a fine cup of coffee.

The other thing going for them is that ALL their profits go to support African relief. that’s the reason this is their logo

It is their goal to change the world. Want to help? Shop for coffees . . . delivered to your door. Fresher coffee than you’ve ever tasted.

Buy for your home, for your office, for gifts.

Buy it to change the face of the world.

Mortgage Rescue or Mortgage Rip-Off!

The other shoe: Commercial Crisis in Financial Markets Looming

Read in the The Wall Street Journal reports that commercial-real-estate may be ready to deliver “a roundhouse punch to the U.S. economy just as it struggles to get up off the mat.” Mortgage-backed securities failing due to foreclosures brought us the 2008 financial crisis, and now $700 billion in commercial-mortgage-backed securities appear to be about to fail. The delinquency rate in was July six times the rate at the same time last year, and these loans are hard to refinance. At the close of 2012, $153 billion in loans in commercial mortgage backed securities will be due, and nearly $100 billion worth will have problems getting refinanced. Read it at The Wall Street Journal

A Colossal Failure of Common Sense: The Inside Story of the Collapse of Lehman Brothers

I was shocked when Lehman Brothers was allowed to fail, and other (in my opinion lesser) Banks were saved.

From Larry McDonald’s email to me about his book:

I am exposing the few that HURT so many. Over 2 million jobs lost since Lehman failed. This NEVER should have happened!

The product description on Amazon.Com says:

One of the biggest questions of the financial crisis has not been answered until now. What happened at Lehman Brothers and why was it allowed to fail, with aftershocks that rocked the global economy? In this news-making, often astonishing book, a former Lehman Brothers Vice President gives us the straight answers—right from the belly of the beast.

In A Colossal Failure of Common Sense, Larry McDonald, a Wall Street insider, reveals the culture and unspoken rules of the game like no book has ever done. The book is couched in the very human story of Larry McDonald’s Horatio Alger-like rise from a Massachusetts “gateway to nowhere” housing project to the New York headquarters of Lehman Brothers, home of one of the world’s toughest trading floors.

We get a close-up view of the participants in the Lehman collapse, especially those who saw it coming with a helpless, angry certainty. We meet the Brahmins at the top, whose reckless, pedal-to-the-floor addiction to growth finally demolished the nation’s oldest investment bank. The Wall Street we encounter here is a ruthless place, where brilliance, arrogance, ambition, greed, capacity for relentless toil, and other human traits combine in a potent mix that sometimes fuels prosperity but occasionally destroys it.

The full significance of the dissolution of Lehman Brothers remains to be measured. But this much is certain: it was a devastating blow to America’s—and the world’s—financial system. And it need not have happened. This is the story of why it did.

Can’t wait to read this one!

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