<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>traci gregory AGENCY &#187; credit</title>
	<atom:link href="http://tracigregory.com/category/retired/credit/feed/" rel="self" type="application/rss+xml" />
	<link>http://tracigregory.com</link>
	<description></description>
	<lastBuildDate>Tue, 07 Feb 2012 02:43:43 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Lowered Credit Card use</title>
		<link>http://tracigregory.com/2010/12/lowered-credit-card-use/</link>
		<comments>http://tracigregory.com/2010/12/lowered-credit-card-use/#comments</comments>
		<pubDate>Fri, 03 Dec 2010 16:52:37 +0000</pubDate>
		<dc:creator>Traci</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[instant gratification]]></category>
		<category><![CDATA[yahoo]]></category>

		<guid isPermaLink="false">http://tracigregory.com/?p=1859</guid>
		<description><![CDATA[I was surprised, and happy, I&#8217;ll admit to read in Yahoo Finance that more than 8 million consumers stopped using credit cards in the last year. Written by Eileen Aj Connnely, an AP Personal Finance Writer, the article details the decline as a combination of consumer choices and bank actions.  [bank actions being lowered available [...]]]></description>
		<wfw:commentRss>http://tracigregory.com/2010/12/lowered-credit-card-use/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Higher credit scores needed for FHA Loans</title>
		<link>http://tracigregory.com/2010/02/higher-credit-scores-needed-for-fha-loans/</link>
		<comments>http://tracigregory.com/2010/02/higher-credit-scores-needed-for-fha-loans/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 19:40:53 +0000</pubDate>
		<dc:creator>Traci</dc:creator>
				<category><![CDATA[credit]]></category>

		<guid isPermaLink="false">http://tracigregory.com/?p=908</guid>
		<description><![CDATA[The FHA guidelines we've been told to look forward to in the Spring are

Higher credit score to qualify for the low down payment option. In fact, scores under 600 may knock you out of the running immediately; and it isn't just FHA loans, it is also conventional mortgage loans]]></description>
		<wfw:commentRss>http://tracigregory.com/2010/02/higher-credit-scores-needed-for-fha-loans/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Credit Card Reform of 2010</title>
		<link>http://tracigregory.com/2010/02/credit-card-reform-of-2010/</link>
		<comments>http://tracigregory.com/2010/02/credit-card-reform-of-2010/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 18:02:49 +0000</pubDate>
		<dc:creator>Traci</dc:creator>
				<category><![CDATA[credit]]></category>

		<guid isPermaLink="false">http://tracigregory.com/?p=895</guid>
		<description><![CDATA[Today a law goes into effect that could actually help your financial profile.  The credit card reform laws are designed to protect consumers, and they may in fact do so.]]></description>
		<wfw:commentRss>http://tracigregory.com/2010/02/credit-card-reform-of-2010/feed/</wfw:commentRss>
		<slash:comments>48</slash:comments>
		</item>
	</channel>
</rss>

